These ACH Agreement Terms and Conditions ("Agreement") govern the agreement between the company ("Merchant") named on the ACH Merchant Agreement to which these Terms and Conditions are attached and eProdigy ACH, LLC ("ACHBANKING"). Merchant agrees to be bound by the terms of this Agreement as stated herein. Each of the individuals signing this Agreement represents and warrants that he or she has the full power and authority to bind the party (Merchant) identified above his or her name.